Short-Term Lending Software
that Actually Solves Your Problems
If you're a short-term lender, you know the pain:
• Applications stacking up but approvals lagging behind
• Borrowers ghosting you mid-process
• Compliance requirements shifting faster than you can keep up
• Payment reminders missed, delinquencies up
• Your team stuck doing manual work that software should be handling
Infinity was built to fix all of that—fast.
INFINITY SOFTWARE
Why More Lenders Are Switching to Infinity in 2025
Short-term lending is fast—but your tech might be slowing you down. Legacy systems, manual work, and compliance chaos are killing your ROI. Infinity is the modern lending OS built to streamline every step—from approval to repayment—so you fund faster, reduce risk, and grow without limits.
Instant Approvals. More Loans. Less Drop-Off
AI-Powered Underwriting That Works in Seconds
Make instant credit decisions with smart automation
Pre-filled, mobile-first applications reduce friction and ghosting
Built-in e-signatures let borrowers fund on the spot
Boosts: Approval Rate, Time to Fund, Completed Applications
Predict Risk.
Prevent Defaults.
Advanced Analytics to Safeguard Your Portfolio
Spot high-risk borrowers before they get approved
Trigger payment reminders automatically
Monitor repayment risk in real time
Boosts: Repayment Rate, Default Rate, Portfolio Health
Cut Costs,
Without Cutting Corners
Automated Workflows That Lower Your CPL
Automate servicing, communications, and collections
Central dashboard for full borrower lifecycle management
Eliminate bottlenecks and manual handoffs
Boosts: Cost Per Funded Loan, Loans per Team Member, Operational Efficiency
Stress-Free Compliance
Even in Texas
Audit-Ready Compliance Built Into the Core
Pre-loaded state-specific rules, including Texas CSO/CAB
Real-time disclosure updates and fee structures
One-click reporting for confident audits
Boosts: Audit Confidence, Legal Readiness, Compliance Efficiency
What's Killing Your Lending ROI
And How Infinity Fixes It
Low Approval Rates & High Drop-Off
Manual underwriting slows you down and costs you good borrowers.
Infinity's Solution:
AI-powered underwriting that delivers instant credit decisions
Pre-filled, mobile-first applications that reduce friction and increase completions
Integrated e-signatures so borrowers can accept and fund immediately
Your KPI Boost:
Approval Rate
Abandonment Rate
Time to Fund
Rising Default Rates
Approving too fast—or not spotting risk? That’s a formula for portfolio damage.
Infinity's Solution:
Predictive analytics identify high-risk borrowers before you approve
Automated repayment reminders reduce missed payments
Real-time risk monitoring to act before things go south
Your KPI Boost:
Default Rate
Repayment Rate
Collection Costs
Compliance Headaches (Especially for Texas Lenders)
Manual underwriting slows you down and costs you good borrowers.
Infinity's Solution:
Built-in compliance for payday, installment, line of credit, CSO/CAB
Auto-updated fee structures and disclosures per state
Audit-ready reports at the click of a button
Your KPI Boost:
Time Spent on Compliance
Legal Risk
Audit Confidence
Inefficient Workflows and High CPL (Cost Per Funded Loan)
If your team is buried in spreadsheets and manual steps, you're bleeding time and money.
Infinity's Solution:
Automated approvals, servicing, collections and communications
Centralized dashboard to manage the entire borrower lifecycle
Advanced workflow tools that cut out manual handoffs
Your KPI Boost:
Cost Per Funded Loan (CPFL)
Loans Funded per FTE
Operational Efficiency
What You Get With Infinity
Loan Types We Support Out of the Box
Payday
Loans
Installment
Loans
CSO/CAB
Loans
(Texas-Ready)
Line-of-Credit
Loans
Auto Title
Loans
Cash
Advance
Buy Now
Pay Later (BNPL)
Hybrid or Storefront
Loans
Consumer
Loans
More Online
Loans
Need something tailored? Contact Infinity today!
Built to Scale WITH You
(Not Against You)
Other platforms limit you with cookie-cutter setups and tech roadblocks.
Infinity grows as you grow—whether you’re adding loan types, expanding states, or shifting from storefront to online.
No-Code
Tools
To build your loan products and workflows your way
Powerful
API Access
To connect your CRM, payment systems and lead vendors
Omnichannel
Support
To connect your CRM, payment systems and lead vendors
From real-world lending experts to set you up for sustained success
Save Time. Reduce Risk. Scale Faster.
Don't Just Take Our Word for It
“Infinity cut our time to fund by 62%—and our CPL by 46%. Our team now does twice the volume without working overtime.”
“Default rate down. Approvals up. Our portfolio’s never been stronger.”
“We went from storefront-only to full omnichannel in 10 days. Infinity handled the transition from start to finish.”
Let's Talk Outcomes, Not Just Software
Most platforms show you features. We'll show you ROI.
KPI
Before Infinity
After Infinity
Approval Rate
58%
81%
Time to Fund
36 hours
24 hours
Default Rate
24%
15%
Cost Per Funded Loan (CPFL)
$138
$82
Repayment Rate
68%
89%
Optimize the lending KPIs that matter with Infinity Software.
Ready to See Infinity in Action?
Have more questions? Connect with a real-world lending expert today!
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